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Enter gross pay
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Many OH districts levy 0.5%–3% school district tax. Check your district code.
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401(k), HSA, FSA, health insurance
%
Columbus: 2.5% | Cleveland: 2.5% | Cincinnati: 1.8%
Ohio Take-Home Pay
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Ohio Paycheck Calculator — State, City & School District Taxes
Ohio has a graduated state income tax ranging from 0% to 3.75% for 2024–2025, after recent tax cuts. Additionally, most Ohio workers pay a city/municipal income tax (ranging from 1%–3%) AND potentially a school district income tax — making Ohio's total tax burden notably complex but manageable for most earners.
Ohio Tax Structure (2025)
Take-Home = Gross − Federal Tax − FICA − OH State Tax − City Tax − School District Tax − Deductions
Ohio State Tax Brackets (2024–2025):
$0–$26,050: 0% | $26,051–$100,000: 2.75% | Over $100,000: 3.5%
(Ohio eliminated lower brackets in 2024 tax reform)
$0–$26,050: 0% | $26,051–$100,000: 2.75% | Over $100,000: 3.5%
(Ohio eliminated lower brackets in 2024 tax reform)
Ohio City Tax Rates (Major Cities 2025)
- Columbus: 2.5% — Ohio's largest city, applies to all workers in city limits
- Cleveland: 2.5% — plus Cuyahoga County school district taxes may apply
- Cincinnati: 1.8% — Hamilton County
- Toledo: 2.25% — Lucas County
- Akron: 2.5% — Summit County
- Dayton: 2.5% — Montgomery County
💡 Ohio School District Tax: Ohio is unique in that school districts can levy an additional income tax (separate from city tax) ranging from 0.5% to 2%+. You pay school district tax based on where you LIVE, not where you work. Look up your school district code on the Ohio Department of Taxation website to find your rate.
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Frequently Asked Questions
What is Ohio's state income tax rate for 2025?
Ohio's 2025 state income tax has three brackets: 0% on income up to $26,050; 2.75% on income from $26,051 to $100,000; and 3.50% on income over $100,000. Ohio significantly simplified its tax code in recent years, reducing from 8+ brackets to 3. This makes Ohio's state income tax relatively low compared to neighboring states like Illinois (4.95% flat) or Michigan (4.25%).
Does Ohio have a local/city income tax?
Yes. Most Ohio municipalities levy a local income tax, typically 1.5%–2.5%, on wages earned in that city. Columbus, Cleveland, Akron, Toledo, and Dayton all charge 2.5%. Cincinnati charges 1.8%. Workers are taxed by the city where they WORK (not live), though residents may also owe their home city tax. Many cities provide a credit for tax paid to another city, preventing full double taxation.
What is the Ohio school district income tax?
Ohio school districts can levy an additional income tax on residents, separate from state and city taxes. These rates range from 0.5% to about 2.75%. The tax is based on where you LIVE (not work) and appears on your Ohio IT-1040 return. About 300 Ohio school districts levy this tax. Find your district and rate using the Ohio Department of Taxation's school district lookup tool at tax.ohio.gov.
How much is taken out of an Ohio paycheck?
For a single worker in Columbus earning $60,000/year: Federal income tax ~$6,200; Social Security $3,720; Medicare $870; Ohio state tax ~$935; Columbus city tax $1,500; total deductions ~$13,225; take-home ~$46,775 (78%). School district tax and pre-tax deductions would reduce take-home further. Use our calculator above for your specific situation.
Is Ohio a high-tax state?
Ohio is a moderate-tax state overall. State income tax tops out at 3.5% (relatively low), but the combination of state + city tax (2.5% in major cities) + school district tax (0.5%–2%) means urban Ohio workers often pay 6%–8% total state/local income tax. Compare: Illinois is 4.95% flat (no local income tax in most areas); Indiana is 3.05% flat; Michigan is 4.25% flat. Ohio's total burden is similar to neighboring states.
When are Ohio state taxes due?
Ohio state income tax returns (Form IT 1040) are due April 15, matching the federal deadline. Ohio accepts federal extensions, giving you until October 15 to file (but not to pay — taxes owed are due by April 15). Ohio school district tax returns (Form SD 100) are also due April 15. Ohio municipal tax returns are due April 15 or the city's specific deadline (some cities differ slightly).